Official Rules and Regulations (the “Rules”)

1. CONTEST PERIOD

This Contest is sponsored and operated solely by Aviva Canada Inc. (referred to herein as “Sponsor” or “Aviva“). The Contest begins at 12:00 PM Eastern Time (“EST”) on April 5, 2018 and ends at 11:59 PM EST on October 5, 2018 (the “Contest Period”).

2. ELIGIBILITY

To be eligible for this Contest, an individual must:

1. Be a resident of Canada and be of the age of majority or older at time of entry; and
2. Be a licensed insurance broker of an insurance brokerage that sells insurance underwritten by Aviva Insurance Company of Canada or an organizer of a golf tournament held in Canada.

(“Eligible Person“)

THE CONTEST IS VOID WHERE PROHIBITED BY LAW, RULE OR REGULATION.

Employees, officers and directors of Aviva and their respective affiliates, subsidiaries, advertising, promotional, fulfillment and marketing agencies, and all of their immediate families (i.e. parent, child, sibling or spouse) and persons living in the same households as these individuals (whether related or not) are not eligible to participate in the Contest.

3. HOW TO ENTER

NO PURCHASE NECESSARY TO ENTER OR WIN.

3.1. A – E-quote

An Eligible Person may enter the Contest by filling out the quote form available at www.avivaholeinone.com or www.avivatrouduncoup.com. To get to the electronic form, participants must click on the promotional banner that reads, “Get a quote”. Once they have reached the selected page, they may choose whether they are an insurance broker or a golf tournament organizer and complete the quote form. To do so, they must follow the different steps of the quote application and fill out all mandatory fields such as e-mail address, first name, last name, complete address, postal code and telephone number, as well as all the information requested to complete the quote. Only quote forms with all required fields duly completed with adequate information on the participant and received by October 5, 2018 at 11:59 PM EST will be accepted and entered in the Contest, if eligible.

3.1.B – By phone

An Eligible Person may also enter the Contest by calling 1-866-898-9987 in order to request a Hole-in-One insurance quote. They will have to provide their first name, last name, street address, city, province, postal code and telephone number, as well as all the information requested to complete the quote in order to be entered into the Contest as a participant. Only entries duly completed with all required information and received by October 5, 2018 at 11:59 PM EST will be accepted and entered in the Contest, if eligible.

3.1.C – By mail

To enter by mail, please print your first and last name, complete mailing address including postal code, home telephone number with area code, date of birth and email address (if available) on a 3″ x 5″ card. Only submissions written in blue or black ink will be accepted. Mail your card in an envelope to:

The Hole-in-One 2018 Contest Mail-in Entry
c/o Senior Underwriting Manager, Aviva Hole-in-One Program
Wayfarer Insurance Brokers Limited
308 Bay Street, P.O. Box 160
Beaverton, Ontario L0K 1A0

Entries must be received no later than 11:59 PM EST on October 5, 2018.

No responsibility or liability is assumed for lost, late, incomplete, stolen, misaddressed, misdirected, illegible or postage due entries or mail. Further, and for greater certainty, entry forms that are improperly addressed, illegible or which do not precisely conform to the prescribed requirements will be considered invalid and void. Only one mail-in entry per person is allowed.

4. PRIZING AND HOW TO WIN

4.1 GRAND PRIZE AND DRAW

(a) Grand Prize

One (1) grand prize will be awarded to one (1) participant selected through a random draw from all eligible entries received from participants during the Contest Period (“Grand Prize”). The Grand Prize consists of two thousand five hundred dollars Canadian in cash ($2,500 CDN).

(b) Grand Prize Draw

The Grand Prize draw will take place on October 12, 2018 at 10:00 AM EST at the Wayfarer Insurance Brokers Limited office located at 308 Bay Street, Beaverton, Ontario L0K 1A0.

4.2 SECONDARY PRIZES AND DRAWS

(a) Secondary Prizes

A total of six (6) secondary prizes will be awarded during the Contest Period (each referred to hereinafter as the “Secondary Prize” and collectively as the “Secondary Prizes”). Each Secondary Prize consists of two hundred and fifty dollars Canadian in cash ($250 CDN).

The total value of all Secondary Prizes is $1,500 CDN.

(Grand Prizes and Secondary Prizes are hereinafter each individually referred to as a “Prize” or collectively referred to as “Prizes”)

(b)Secondary Prize Draws

The draws of Secondary Prizes will take place at 10:00 AM on the following dates at the Wayfarer Insurance Brokers Limited office located at 308 Bay Street, Beaverton, Ontario L0K 1A0:

• First draw: May 4,2018
• Second draw: June 1, 2018
• Third draw: July 6, 2018
• Fourth draw: August 3, 2018
• Fifth draw : September 7, 2018
• Sixth draw: October 5, 2018

On each draw date, one (1) winner will be selected at random from all eligible entries received from participants between the draw eligibility period (as outlined below) and the draws shall be in accordance with the Contest Rules.

• Entries received between April 5 and April 30, 2018 will be eligible for May 4 draw only.
• Entries received between May 1 and May 31, 2018 will be eligible for June 1 draw only.
• Entries received between June 1 and June 29, 2018 will be eligible for July 6 draw only.
• Entries received between July 2 and July 31, 2018 will be eligible for August 3 draw only.
• Entries received between August 1 and August 31, 2018 will be eligible for September 7 draw only.
• Entries received between September 3 and September 28, 2018 will be eligible for October 7 draw only.

In the event that an Eligible Person obtains an E-Quote and a Quote by phone for the same tournament, only the E-Quote will count towards a Secondary Prize draw, depending on when the entry was received.

A participant who was selected in a Secondary Prize draw shall remain eligible for the Grand Prize draw and the participant’s ballot will be entered into the Grand Prize draw.

All entries received on or before 11:59 PM EST on October 5, 2018 will be entered into the Grand Prize draw.

5. HOW TO EARN BALLOTS

Participants earn one (1) ballot for each quote duly completed with adequate information. If participants send multiples quotes, they earn multiple ballots, the number of ballots corresponding to the number of quotes.

6. RELEASES AND DISCLAMER

Contest Release

By entering the Contest, participants agree to release, discharge and hold harmless Aviva and its affiliates, subsidiaries, agencies and their respective officers, directors, employees and agents, from any and all damages whether direct or indirect, which may be due to or arise out of participation in the Contest or any portion thereof, or the acceptance, use/misuse or possession of Prizes. By participating, participants agree to be bound by these Rules, including all eligibility requirements, and to the decisions of Aviva whose decisions are final and binding in all respects. Failure to comply with these Rules may result in disqualification from the Contest.

All federal, provincial and local laws and regulations apply. No responsibility or liability is assumed for any computer, telephone, cable, network, satellite, electronic or hardware or software malfunctions, failures, connections, traffic congestion, labour unrest, or unauthorized human intervention, or the incorrect or inaccurate capture of entry or other information, or the failure to capture any such information.

Prize Release

If a participant wins a Prize and accepts the Prize, such acceptance shall mean full satisfaction of the entitlement as a participant and winner in the Contest and the participant fully discharges and forever releases Aviva and their respective divisions, subsidiaries, affiliated and related companies and associates, direct or indirect, advertising and promotional agencies, any provincial authorities and all of their respective agents, partners, employees, representatives, shareholders, officers, directors, successors and assigns (collectively, the “Releasees”), of and from any and all claims, demands, losses, damages, actions or causes of action whatsoever, whether known or unknown, whether at law or in equity which they or their heirs, executors, administrators, successors or assigns may now or hereafter have against any of the Releasees in connection with the Prizes.

The participant also acknowledges, without limiting the generality of the foregoing, that the Releasees will not be responsible for any injury, accident, or any other loss, damage or expense in connection with the participation in the Prizes including, without limitation, in respect of any medical care or treatment that the Releasees, or any person authorized by any of them, may administer to me in the event of injury or illness during my participation in the Prizes. The participant also acknowledges that none of the Releasees has offered any warranty or guarantee respecting the Prizes and that the participant will direct any claims he or she may have relating to the Prizes exclusively to the supplier, manufacturer or originator, as the case may be, of the Prizes.

Further, the participant assumes all responsibility and liability for any loss, injury or damage to any persons or property, which results from the participant’s actions or omissions, whether negligent or otherwise, in connection with the Prizes.

Acceptance of the Prize shall be considered consent to Aviva to use, without further compensation to the participant, name, city of residence, voice, statements and any photograph, film rendering or tape recording of the participant, by or on behalf of Aviva in connection with the Contest in any form of publication or display including, without limitation, newspapers and other publications, radio and television broadcasts, film releases and interactive media worldwide.

7. HOW TO CLAIM A PRIZE

Selected entrants will be contacted by telephone or e-mail. If the selected entrant cannot be contacted or does not respond after a minimum of three (3) attempts within seven (7) calendar days of the first attempt at contact, the selected entrant will forfeit the Prize and another entrant will be selected in the manner described above. When a participant is contacted such person shall have to answer correctly, and without assistance of any kind, a mathematical skill-testing question administered by the Aviva staff during a pre-arranged, mutually convenient telephone call. All decisions of Aviva are final and binding.

Before being awarded a Prize, the selected entrant will be required to sign a declaration and release form stating that he/she has read, understood and complied with these Rules, accepts the Prize as offered with terms and conditions as included by Aviva and releases Aviva and its affiliates, subsidiaries, agencies and the respective officers, directors, employees and agents thereof from any and all liability of any kind arising out of the selected entrant’s participation in this Contest and receipt and use of the Prize as awarded. If the selected entrant does not respond in the prescribed time, fails to claim the Prize, fails to return the signed declaration and release as required or is otherwise ineligible, the Prize may be forfeited and an alternate entrant will be selected in the manner described above. Aviva reserves the right to post or publish the winner’s name, city, or province of residence, photograph, likeness, voice or other statements on the Aviva website for advertising and promotional purposes, where lawful, without further compensation to the winner.

8. ODDS OF WINNING

Odds of winning depend on the number of eligible entries received.

9. LIMITATION OF LIABILITY

Aviva will not be responsible for mail, telephone, technical, network, online, electronic, computer hardware or software interruptions or failures of any kind, misdirected, stolen, incomplete, incomprehensible or delayed Internet/e-mail computer transmissions on account of technical problems or traffic congestion on the Internet or at any website, or any combination thereof, including any injury or damage to a participant’s or any other person’s computer relating to or resulting from participation or downloading any materials in this Contest.

Aviva extends absolutely no representations or warranties in respect of any Prizes and accepts no liability arising in respect of such Prizes or in the use thereof.

If for any reason in the opinion of Aviva, in its sole discretion, the Contest is not capable of running as planned or if the administration, security, fairness, integrity, or proper conduct of the Contest is corrupted or adversely affected, including without limitation by reason of infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes, Aviva reserves the right to cancel, terminate, modify or suspend the Contest, including without limitation the cancellation of any method of entry or the extension or modification of the Contest start and end dates. In such circumstances, Aviva reserves the right to randomly select a winner from previously received valid entries.

10. TAX INFORMATION

All federal, provincial, local, and other taxes on the Prize, if any, are the sole responsibility of the winner.

11. LEGAL WARNING

Any attempt by any individual, whether or not a participant, to damage, destroy, tamper or vandalize the Aviva website, or otherwise interfere with the operation of this Contest, is a violation of criminal and civil law and Aviva reserves the right to seek damages and diligently pursue all remedies in this regard against any offending individual or entity to the fullest extent permissible by law.

12. GENERAL INFORMATION

This Contest is conducted in English and French (which will be given its everyday ordinary meaning), and any and all disputes will be resolved in the appropriate courts of the Province of Ontario, Canada exclusively, and subject to the laws of Ontario without regard to its conflict of laws principles.

13. LAWS

These are official Contest rules. This Contest is subject to federal, provincial and municipal laws and regulations. These Rules are subject to change without notice in order to comply with any applicable federal, provincial and municipal laws or the policy of any other entity having jurisdiction over the Sponsors.

14. TERMINATION

Subject to the jurisdiction of the Régie des alcools, des courses et des jeux in Quebec, the Sponsor reserve the right to amend or terminate all or any portion of this Contest at any time for any reason without prior notice.

15. FOR RESIDENTS OF QUEBEC

Any litigation respecting the conduct or organization of a publicity contest may be submitted to the Régie des alcools, des courses et des jeux for a ruling. Any litigation respecting the awarding of a Prize may be submitted to the Régie only for the purpose of helping the parties reach a settlement.

16. SEVERABILITY

If a paragraph of the Rules is declared or judged illegal, unenforceable or invalid by a court of competent jurisdiction, this paragraph will be considered void but all other unaffected paragraphs will be applicable to the extent permitted by law.

17. WINNERS LIST

To receive the name of the winners in this Contest, please send your request, along with a self-addressed stamped envelope to:

The Hole-in-One 2018 Contest Winners List
c/o Senior Underwriting Manager, Aviva Hole-in-One Program
Wayfarer Insurance Brokers Limited
308 Bay Street, P.O. Box 160
Beaverton, Ontario L0K 1A0

Requests must be received no later than November 15, 2018.

18. OFFICIAL RULES AND REGULATIONS

To receive a printed copy of the Official Rules and Regulations of this specific Contest, please send your request, along with a self-addressed stamped envelope to:

The Hole-in-One 2018 Contest Rules and Regulations
c/o Senior Underwriting Manager, Aviva Hole-in-One Program
Wayfarer Insurance Brokers Limited
308 Bay Street, P.O. Box 160
Beaverton, Ontario L0K 1A0

Requests must be received no later than November 15, 2018.